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State Pension Changes

State Pension Changes

The Option To Delay Your State Pension Age Our State Pension is available from age 66, and while discussed in the past, there are no plans to change this.  From 2024 though, individuals can choose to defer the payment of their State Pension all the way out to age 70. ...

Aviva 2023 Claims Statistics

Aviva 2023 Claims Statistics

Aviva Life & Pensions have recently published their 2023 claims statistics, with some highlights as follows: €121m in claims paid out during the year; 2,600 is the number of customers receiving a payment; €332,000 is the average payment per day. Income Protection...

The 25 Richest Countries.

The 25 Richest Countries.

Very interesting to see where Ireland features on this list - #3 in terms of GDP per head of population. https://www.visualcapitalist.com/mapped-the-25-richest-countries-in-the-world/

Cashflow Modelling – its your future.

Cashflow Modelling – its your future.

Cashflow Modelling From time to time we all mull over different future scenarios for ourselves, some of which might include: What income can I except in retirement? Will my pension sufficiently replace my earnings once I finish working? Could I perhaps retire early?...

Support Ideas For Remote Working

Support Ideas For Remote Working

The following are a few simple ideas that might help those of us who are now working remotely during the pandemic. Time Blocks Calls and virtual meetings should ideally take place during normal core hours to allow you "start" and "end" the day meeting free.  For those...

UK Pension Transfers & Brexit (again)

UK Pension Transfers & Brexit (again)

We have processed more UK pension transfers in the last 9 months than we have done in the previous three years.  As we near the 1st January when the UK will leave the EU, more and more individuals are seeking advise with regard to bringing their UK pension accounts...

Taking My Own Advice

Taking My Own Advice

My daily work involves assessing, making recommendations, giving advice or just an opinion on a particular matter.  Quite often I am asked what I would do or perhaps have done myself in a similar situation.  For the most part I usually happy to share my own...

Some Pension Do’s and Don’ts

Some Pension Do’s and Don’ts

Making sure you have enough money to provide for your retirement can be a daunting task.  Many people don’t know where to start, often putting this off until later life.  The following is a short list of a few do’s and don’ts regardless of where you are on your...

Ranked – Best and Worst State Pensions

Ranked – Best and Worst State Pensions

The following is an interesting link to the best and worst State pensions from a number of jurisdictions across the world. Very interestingly, Ireland ranks highest amongst the 37 countries compared for Adequacy for our State pension, i.e. the level of pension for...